Should We Begin to Think About What We Eat

Activities the board - Assignment Example Likewise, the London Ritz inn through their yearly help quality week grants the best worker for the most part through customer’s votes. The association puts forth a valiant effort as far as administration conveyance to the clients since they have confidence in culture of worker fulfillment who later offers the equivalent to clients in building the hierarchical notoriety. The Ritz inn in London is famous around the globe because of its sorry as a vacation spot focus. It is highlighted among the top most the travel industry productive associations in the entire world, creating undetectable comes back to London and the United Kingdom all in all. For reasonable financial advancement of this organization, the administration of Ritz inn has ceaselessly put forth a valiant effort to improve the degree of polished skill and quality administration in its administrations by guaranteeing that the customers’ requests are met and the establishment remains the most serious in the administration business division (Bamford and Forrester 2010). Additionally, The Ritz lodging puts forth a valiant effort to guarantee that every one of its workers and specialists gets acknowledgment and elevated level of advantages as far as moral direct since any acts of the partners may expose the business to lose the notoriety it has worked over an extensive stretch of time al ong these lines prompting a ruin in returns. Theory: This report is created to decide the activity the executives techniques that the Ritz Hotel in London has embraced to stay serious in the market. At the Ritz inn stock and resources, the board is considered as one of the most significant territories that requires sharp administration work force. This is on the grounds that the lodging goes through a great deal of cash to buy food things, the utensils and sanitaries, which are the generally utilized things. Subsequently, the inn has set up enough estimates that guarantee that serious resources the board framework

'Finder' Case Study Essay Example | Topics and Well Written Essays - 3000 words

Blog Archive Diamonds in the Rough Double Up Your Degree with Oxford Saïds 1+1 Program

Blog Archive Diamonds in the Rough Double Up Your Degree with Oxford Saïd’s 1+1 Program MBA applicants can get carried away with rankings. In this series, we profile amazing programs at business schools that are typically ranked outside the top 15. Benefitting from the reputation of its parent university, and with a class consisting of 94% international students, Oxford’s Saïd Business School has built up considerable global brand recognition for such a young program. Among the school’s noteworthy offerings is the opportunity to supplement a standard business and leadership education with a more specialized, cross-disciplinary focus. Whereas most dual degree programs in the United States can take more than two years, Oxford’s 1+1 MBA program allows students to complete the one-year MBA curriculum at Saïd in addition to a year of masters’ course work from a wide menu of programs in the broader university. Numerous approved MSc degree programs are available from the university’s Centre for Criminology, the Department of Education, the Department of Social Policy and Intervention, the School of Geography and the Environment, the Oxford Internet Institute, the Department of Computer Science and the School of Interdisciplinary Area Studies. For example, a student with a special interest in sustainable business might supplement his/her MBA experience with an MSc in nature, society and environmental policy. Alternatively, a student with an interest in global business might pursue an area-focused Msc, such as public policy in Latin America. The 1+1 MBA program offers students twice the networking possibilities across disciplines, while honing expertise in a specialized field. The Pershing Square Foundation announced just this past spring that it will be making a £4.5M gift to fund up to five scholars per year in Saïd’s 1+1 Program, with the purpose of educating social entrepreneurs. Bill Ackman, a founder of the Pershing Square Foundation and signatory to The Giving Pledge, recently spoke to the Financial Times about his interest in the program: The idea of the scholarships is we don’t want someone to be forced to work for an investment bank when they graduate, the idea is that we subsidise someone’s education so that they can afford to pursue a career which can have a meaningful social impact. I like the 1+1 programme because it delivers a graduate with more specific knowledge. Share ThisTweet Diamonds in the Rough Oxford University (Saïd Business School)

Catholic Community Services Helps Poverty-Stricken...

Catholic Community Services Catholic Community Services of Ogden has been a front line social service agency since 1945. From that time on, they have provided relief to poverty stricken in the northern Utah community. This paper will look at some of the problems facing children in poverty today. It will explain some of the services provided by Catholic Community Services of Ogden, as well as, how those services relate to children in poverty. This paper will examine some of the generalist social work roles performed at Catholic Community Services of Ogden, plus any biases, transference, or counter-transference issues I might encounter if I worked there. Despite the fact that their funding comes completely through donations, Catholic†¦show more content†¦Bosgieter, funding for Catholic Community Services of Ogden comes entirely from donation 40% from the Utah food bank, 30% from grocery rescue, and 30% from private donation (personal communication, February 5, 2014). Cro sson-Tower (2013) suggests twelve strategies to solve child poverty (pp. 73-75). Outlined below, Catholic Community Services of Ogden utilizes three of those strategies. Food Pantry The Joyce Hansen Hall Food Bank is the primary focus of Catholic Community Services of Ogden. The majority of their facility is devoted to receiving incoming food donations, storing those donations, and distributing food to the impoverished community. M. Bosgieter indicated how clients are able to qualify for a food card if they are 150% of the national poverty level. The food card is good for up to two years and entitles the client to come for food distribution once per month. Food distribution is equivalent to about $150 and helps bridge the gap between the Supplemental Nutrition Assistance Program (SNAP) and actual nutritional needs. The food pantry also delivers food to 300 of the community’s senior and shut in population who are unable to leave their home (personal communication, February 5, 2014). According to Crosson-Tower (2013) one of the solutions to child poverty is to, â€Å"ensure that emergency services are in place. Emergency assistance progr ams that provide food, clothing and shelter to families in times of crisis must be available and have adequate

What Were the Civil Rights Problems Faced by Black Americans - Free Essay Example

Sample details Pages: 1 Words: 268 Downloads: 1 Date added: 2017/09/20 Category Economics Essay Type Argumentative essay Topics: Civil Rights Movement Essay Jim Crow Laws Essay Problems Essay Did you like this example? What were the civil rights problems faced by black Americans during the 1950’s and 1960’s? How did Martin Luther King respond to these problems? Racism has been ruling America since way back in the 1800’s when African Americans were used as slaves by the white people. The emancipation proclamation was introduced to free people of slavery but of course this really didn’t change much. Things finally started to change during the 1950’s and 1960’s when civil rights problems were finally being acknowledged and dealt to with Martin Luther King playing a big part in this. In America during the 1950’s and 1960’s segregation was a very big problem and it was even legalised because of â€Å"Jim Crow† Laws. â€Å"Jim Crow† Laws held a â€Å"separate but equal† policy but really this was not the case, the laws led to poverty and employment issues and the African Americans were treated unfairly at any opportun ity. Public toilets, parks, swimming pools, restaurants, diners, even hospitals and schools were segregated. This meant that the hospitals and schools had inexperienced staff and insufficient financial support which majorly disadvantaged the African American people in the community. Even busses were segregated and the first 10 rows were reserved for whites only and the African Americans were forced to sit at the back. One of the earliest responses to these civil rights problems was the Montgomery Bus Boycott of 1955. This was when Rosa Parks refused to move to the back of the bus and was arrested because of this and a bus boycott started. The Montgomery Improvement Association was formed and Martin Luther King was appointed leader Don’t waste time! Our writers will create an original "What Were the Civil Rights Problems Faced by Black Americans" essay for you Create order

Ap Essay Examples - 700 Words

1. Adobe Lightroom Mobile This photo editor application is free, but it’s required only creative cloud subscription And allows on all android mobiles. You can edit advanced and different sizes images from this application. Download it from Google play store. But this app’s trial validity only 30 days for creative cloud’s subscribers. 2. Autodesk Pixlr Autodesk pixlr is a free and most popular application on play store, This is the awesome photo editor app with the amazing and very popular features. There are so many awesome options for editing. This is all in one editor app for android phones to make photos. So, must try this application to make your photos much better. 3. BeFunky Photo Editor Tablets This app is not free, but the†¦show more content†¦If you need to make your natural photos more expensive and beautiful like a photoshoot, So, This application is perfect for you. Its app’s cost not much, I have much researched of this app. So, I can recommend you this editor for your smartphone. And this Photo editor will be in your budget also because its cost is too low. For more information and detail about afterlight editor check it on Google play store. 8. Fotor Photo Editor Fotor is the most used photo editor, and this is also paid picture editor. But it’s features are amazing. Which option do you want for editing? All advanced options are available in this one editor. It’s advanced editing option is the only reason to be in best photo editing apps for android. So here are the 8 best android apps for photo editing. But wait we have a bonus for you. We are going to tell you two more best free photo editor for android. 9. Photo Editor By Aviary This is one of the photo editing apps for android. This editor is free too and there are a lot of advanced options to edit photo better. You don’t need to go on PC to make the photos or edit your own photos. if your android phone’s version is low. Don’t worry this app is not requires any advanced categories options for android. 10. PicsArt Photo editor PicsArt editor is mostly for teenagers and Collage’s students who like to make their photos with theShow MoreRelatedAp History Essay example1048 Words   |  5 PagesZinn Questions – A People’s History of the United States by Howard Zinn Chapter 1 – Columbus, the Indians and Human Purpose 1. According to Zinn, what is the main purpose for writing A Peoples History of the United States? * Zinns purpose for writing this book is because he wants to tell the various point of views of the common people. 2. What is Zinns thesis for pages 1-11? * Zinns thesis for the first eleven pages is to tell/ describe events the way they happened. 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Fiscal Policy in Emerging Markets †Free Samples to Students

Question: Discuss about the Fiscal Policy in Emerging Markets. Answer: Alcoholic beverages demand and macroeconomic factors Demand for goods like alcoholic beverages is always subject to substantial policy debate. The hard and fast rule of demand cannot be applied here. This is because of ambiguous effect of the alcoholic beverage consumption. Demand for alcoholic beverages is important for different macroeconomic fields. The positive effect of higher demand is it has significant contribution in raising governments revenue in Canada (De Goeij et al., 2015). The revenue sources from this industry include monopoly liquor shop, licensing fees for new and existing liquor shop and imposed exercise duty on such items. Two factors need to be considered in determining alcoholic beverages demand in Canada. First is, in the last few years incidence of immigration has rapidly increased in Canada. This leads to some major demographic changes for Canadian population. The likely changes in demographic feature affect beverages demand. This is the reason for varying alcoholic beverages demand for different provinces of Canada. The next demand-influencing factor is that use of discriminatory policy for sales and advertising different types of beverages. The demand for different category of beverages is different. For example, people often prefer wines to beer or spirits because wine has a greater cardiovascular benefit. Demand for spirit is elastic whereas wine demand is inelastic in response to its own price. Sprit and Wine are often considered as substitutes though wine is more preferred than Spirit. On the other hand relation between beer and spirit is complement is nature. Wine demand has a relatively income elastic demand (Amlung MacKillop, 2015). Hence, alcoholic beverages are considered as a luxury item in Canada. There is an independent relation between alcohol demand and unemployment level in the economy. Oil price in Canada has experienced a 30% drop in the last two quarters of 2014. The sluggish oil market affects investments in major energy companies. Since, energy sector is an important determinant of economic growth, the events resulted in a negative growth in some territories of Canada in the beginning of 2015. The downturn in the energy sector continued in 2015 and 2016 results in a continuous trend of slower growth. The projected growth rate was even lower than 2.2% (Smith, 2017). Globalization brings some changes in the structure of Canadian economy. Associated computer revolution in Canada had rapidly changed profession trend among Canadian workers. The direct effect of occupation is on the income of people. The distribution of income in Canadian Society has changed in favor of richer population. Share of total income going to the richest section of the society has increased while the share to bottom 40% has declined. To recover from sluggish economic growth trend, Canada has increased its reliance on the external sector. Depreciation of Canadian currency indicates export enhancement of the nation. Another challenge that the economy is facing is the rising debt of the Canadian government. With a increase in the flow of immigrants, government expenditure has increased significantly to provide different facilities to its citizen. Canada is making slow progress in improving its unemployment rate. The average unemployment rate in Canada from 1966 to 2017 is 7.69 (Agnor, Flamini, 2016). Unemployment rate slightly improved in the month of July than that prevailing in June. Alcoholic beverages industry in Canada experiences an overall rising trend. As recorded in 2011, total alcoholic drink sales had increased by 4% in Canada. However, depending on macroeconomic factors there are variations among demand for different alcoholic beverages. The three main alcohol items are beer, wine and spirits. Demand for beer increase very rapidly as compared to Wine and Spirit. This is because of sluggish economic growth leading to a decline in peoples income. To compensate rising government debt Canadian government imposes heavy exercise duty. However, having an inelastic demand for beer and Spirit among Canadian population, the demand for these products does not reduce. With a rising inequality, rich people in Canada become richer. Demand for Wine comes from this group as it is a luxury item. In the total sales, contribution of imported Wine is approximately 70% (Gilmore et al., 2016). This explains why despite having a relatively small domestic wine industry both preference and retail sales in Canada is growing. The consumption pattern as evidenced in Canada supports the relation of alcoholic beverages and macroeconomic factors found earlier. Increase in consumption despite imposing a heavy exercise duty support the fact of relatively inelastic demand for beer and spirit. Increasing Wine demand from richer class explain that it is a luxury factor. From the tax imposed on alcoholic beverages government has earned significant revenue. Nearly 85% of the government revenue is generated from exercise duty on tobacco and liquor (agr.gc.ca 2017). Canada in the recent years has seen substantial economic activities, both positive and negative. The economy has shown impressive growth trends in different economic and non-economic aspects. The monetary policies, as designed by the Canadian government, had contributed significantly in the economys growth. It can be seen from the above graph that the economy of Canada has grown substantially in the last few years. Though the economy faced a negative growth rate in its Gross Domestic Product, in the year 2015 and in the second half of 2016, the economy bounced back with immense vigor during the first quarters of 2017. The growth rate of GDP had past all expectations during the first half of the current year embarking the economy on a path of economic progress. However, if seen in details, the economy portrays several flaws, much of which has been due to the implementations of fiscal and monetary policies which were not in synchronization to each other. It is seen that the economy had taken a rather expansionary monetary policy framework, which has significantly contributed to the economic growth of the country in the recent period. The expansionary monetary policy framework included a general low interest rate maintenance by the economy, which stimulated consumption expenditure, loans by both commercial and public banks and a rise in the level of investments in the economy, facilitating economic growth. However, during this period, the economy did not emphasize much on the fiscal policy framework, thereby making it incapable to run at par with the robust monetary activities. This has been a wrong doing on part of the Canadian government, as the stability in any economy depends more on the fiscal policy framework rather than the monetary framework as the latter is by nature more fluctuating, volatile and more vulnerable to external influences (Ferede Dahlby, 2012). This becoming one of the primary reason for future threat of the growth rate taking a backseat, has become one of the primary concern for the Canadian Government and the policy makers, in the recent period. The monetary policies reaching their extreme and having been done all that they could have for the economy, the Government of Canada is likely to reform its fiscal policy framework largely, especially in the short run. The fiscal and monetary policies, which are likely to be taken by the government, are discussed below: Anti-Inflationary Policy Mix- Due to an expansionary monetary policy targeting increased consumption and investment expenditures, both public and private, the inflation level of the country has increased significantly within a short span of last quarter of 2016 to the first quarter of 2017: It is evident from the above graph that inflation rising significantly, anti-inflationary measures have been becoming a necessity for the Government. A policy mix of appropriate monetary can effectively control inflation and fiscal policy, with special emphasize on the latter. With a contracting monetary policy, corrective fiscal measures for increasing production in an overall basis are required to bring the price levels down (Weale et al., 2015). Employment Generation- The country requires to create employment scopes to eradicate the problem under-utilization of resources. To improve the economic conditions of any economy, generation of proper employment opportunities are important as this is consequence improves the overall standard level of the residents of the economy, thereby bringing in sustainability (Weale et al., 2015). Imposing Import Restrictions- One of the ways to combat high price levels in Canada, is producing more goods and services domestically and restricting foreign imports (which can be cheap substitutes to the former ones) as far as possible. In the light of the current inflationary pressure on the economy, the Canadian Government is likely impose stricter excise duties and excise on foreign imports, especially on those goods which are not products of primary consumptions and investments (Kopits, 2013). The current exchange rate of Mexican Peso and Canadian Dollar is 14.29:1, that is 1 Canadian Dollar is nominally equal to 14.29 Mexican Peso. Increasing the exchange rate can help in keeping inflation in control; however, decreasing it may result in a decrease in the unemployment levels (Bahmani-Oskooee, Bolhassani Hegerty, 2012). Given the current economic situations of Canada, the expected monetary and fiscal policy implementations, may have significant impact on the sales of tequila spirits of the two Mexican companies: Spirits being highly price elastic, if the Canadian Government imposes excise on spirits, the demand for spirits can reduce significantly, as the consumers will shift to other options like beer or wine, both having much lesser price elasticity as compared to spirit, thereby creating losses for the concerned companies (Stockwell, 2012). An increase in the employment may imply indirectly a shift of the consumer base, at least a large part of it, towards better options like wine, as the consumers become lesser rice sensitive. This may indirectly imply loss in the market share of spirits that are exported by the companies. In the above scenario, if the Canadian Dollar sales price of tequila remains the same, there are not much prospects the Mexican tequila exporters earn greater revenue from selling their products in the Canadian markets. This is because if the expected reforms take place in the policy framework of the country, the spirit sector is expected to lose a significant share of its clientele to other forms of liquor like wine (Bahmani-Oskooee, Bolhassani Hegerty, 2012). References Agnor, P. R., Flamini, A. (2016).Institutional Mandates for Macroeconomic and Financial Stability(No. 231). Economics, The Univeristy of Manchester. Amlung, M., MacKillop, J. (2015). Further evidence of close correspondence for alcohol demand decision making for hypothetical and incentivized rewards.Behavioural processes,113, 187-191. Bahmani-Oskooee, M., Bolhassani, M., Hegerty, S. (2012). Exchange-rate volatility and industry trade between Canada and Mexico.The Journal of International Trade Economic Development,21(3), 389-408. Consumer Trends - Wine, Beer and Spirits in Canada - Agriculture and Agri-Food Canada (AAFC). (2017).Agr.gc.ca. Retrieved 30 August 2017, from https://www.agr.gc.ca/eng/industry-markets-and-trade/foreign-market-information-by-region/canada/consumer-trends-wine-beer-and-spirits-in-canada/?id=1422297046469 De Goeij, M. C., Suhrcke, M., Toffolutti, V., van de Mheen, D., Schoenmakers, T. M., Kunst, A. E. (2015). How economic crises affect alcohol consumption and alcohol-related health problems: a realist systematic review.Social Science Medicine,131, 131-146. Ferede, E., Dahlby, B. (2012). The impact of tax cuts on economic growth: evidence from the Canadian provinces.National Tax Journal,65(3), 563. Gilmore, W., Chikritzhs, T., Stockwell, T., Jernigan, D., Naimi, T., Gilmore, I. (2016). Alcohol: taking a population perspective.Nature Reviews Gastroenterology and Hepatology. Kirby, J. (2017).Canadas 50 most important economic charts for 2016.Canadian Business - Your Source For Business News. Retrieved 30 August 2017, from https://www.canadianbusiness.com/economy/canadas-50-most-important-economic-charts-for-2016/ Kopits, M. G. (2013).Rules-based fiscal policy in emerging markets. International Monetary Fund. Smith, G. W. (2017). Economic Research in Canada: Evolution and Convergence. Stockwell, T., Auld, M. C., Zhao, J., Martin, G. (2012). Does minimum pricing reduce alcohol consumption? The experience of a Canadian province.Addiction,107(5), 912-920. Tradingeconomics.com. (2017).Canada GDP Growth Rate | 1961-2017 | Data | Chart | Calendar | Forecast.Tradingeconomics.com. Retrieved 30 August 2017, from https://tradingeconomics.com/canada/gdp-growth Weale, M., Blake, A., Christodoulakis, N., Meade, J. E., Vines, D. (2015).Macroeconomic policy: inflation, wealth and the exchange rate(Vol. 8). Routledge.

The Effects Of Video Games On The Heart Essays -

The Effects Of Video Games On The Heart The Effects of Video Games on the Heart For: Piedmont Academy Science Project November 30, 1999 The Effects of Video Games on the Heart In order to determine the effects of video games on the heart, we must look at several different things. First, we must determine which specific areas we want to investigate. Looking at increased heart rate and blood pressure, we need to determine the average maximum heart rate for the age group being tested. We must determine what factors can cause one's heart rate to increase, and we must look at the current studies in regard to the various social effects of video and other electronic games. The main way that we increase our heart rate is through exercise, and even then health care professionals recognize the importance of pacing yourself. In order to pace yourself, you must determine your target heart rate. To do this, you must measure your pulse periodically as you exercise and stay within 50 to 75 percent of you maximum heart rate. A simple rule of thumb is if you can talk and walk at the same time, you are not working too hard. If you can sing and maintain your level of effort, you are probably not working hard enough. If you get out of breath quickly, you are probably working too hard, especially if you have to stop and catch your breath. The target heart rate chart is broken down from twenty years of age to seventy years. The target heart rate zone of fifty to seventy-five percent for people of twenty years is 100-150 beats per minute with the average maximum heart rate of 100% at 200 beats per minute. The second main contributor to increasing your heart rate is through stress. Doctors have determined that the problem with stress is that our body thinks we are still cavemen. There hasn't been time for us to evolve physiologically from the high-threat, short-duration stress situations that primitive man faced to the relatively low-threat, long-duration stresses of modern society. When your body receives a message that you are under stress, it automatically thinks you are going to do one of two things, fight or run away. The body does not know how to temper its response to deal with the week-long pressure of dooming deadlines or other stresses that we deal with daily. This overkill response, in time, takes a physical toll, especially on the cardiovascular system. When you are under stress, you are not thriving. Your blood pressure is elevated, your blood clotting mechanism is working at full force, your heart is beating faster than normal and your metabolic rate is up. Keep it for hours and you will be exhausted, for years and you are headed for a heart attack. Doctors place stress as the secondary risk factor for heart disease. Stress and video games often go hand in hand. During the last several decades, video games have emerged as one of the most popular forms of adolescent entertainment. In the United States alone, video game revenues total ten billion dollars annually. On the average, children who have home video games play with them approximately ninety minutes a day. Some of the trends in game playing are disturbing some observers. A 1993 study asked 357 seventh and eight graders to list their preferences among five categories of video games. The study found that fantasy violence topped the list at thirty-two percent. It also find that boys who play violent games tend to have a lower self-concept in the areas of academic ability, peer acceptance and behavior. The most interesting is the possible link between playing violent video games and subsequent aggressive behavior. Boys aged eight to fourteen are the core audience for video games. Another study found that a series of three video games played under three increasing levels of stress elicited progressively higher values of blood pressure and heart rate. Both the race and gender of the subjects affected the reactivity. Heavy video game players have a difficult time with the regard to discharging aggression, and have a lower frustration tolerance. It has been found that hostility is increased when playing highly aggressive video games and mildly aggressive games. Subjects playing the high aggression

WHO AM I Example

WHO AM I Example WHO AM I – Coursework Example Death of the Salesman. Character Analysis by I suppose I can identify myself with Happy Loman. He is the youngest son in the family, raised in the shadow of more attractive and more perspective Bill. He is the one who tries to create positive and friendly atmosphere in the family since he does not like any conflicts. Happy`s name is the worst joke made up by his parents. Happy is not happy at all since he perceives life in a simplistic way, I do not share this view of life but creating illusionary world in which his family lives seems even more unreasonable to me. He obviously has less illusions and dreams of success than all the other members of his family. It seems that Happy does not understand how the world works as he perceives it from kind of animalistic perspective so that it reminds jungles where the faster and the stronger always wins:â€Å"That’s what I dream about Biff. Sometimes I wanna just rip my clothes off in the middle of the store and outbox that goddamned m erchandise manager. I mean I can outbox, outlift and outrun anybody in that store, and I have to take orders from those petty, common sons of bitches till I can’t stand it anymore†.Happy is still a bit infantile since he cannot figure out why the world does not work according to his perception. His success with women only proves his burning desire to suppress his frustration of success and substitute it with at least some achievements. It seems to me that then death of his father could influence Happy in a positive way as he can grow up, though it may sound ironical. Since the whole play Death of the Salesman is about painful world of illusions I believe that Happy is the only one from the family who has chance to stop fooling himself and start living.

Three Ways That Create Value for a Firm Essay Example | Topics and Well Written Essays - 1000 words

Three Ways That Create Value for a Firm - Essay Example It is not merely identifying a product but as Durkin (1997) states innovative firms make investments in knowledge to develop new products which give them a monopoly in the international market. The second contention is on the resource-based theory (RBT) of the firm where rare and valuable resources give it a sustainable competitive advantage (Peteraf & Wernerfelt cited by Bowman & Ambrosini, 2000) while the third approach states that firms should be able to seize opportunities faster than other firms and gain value. The first approach pertains to product and industry innovation while the third concentrates on strategy innovation. The knowledge development in the first approach again would imply investments in resources – technical or human. Hence, all three approaches are not independent of each other although each has its own distinctive features. The positional approach is also based on Porter’s theory of five competitive forces which determine the firm’s profitability and attractiveness (Porter, 1985). The journal does not specify whether the industry and value of such firms relate to competitiveness in their own nation or the nation where products have been marketed. Pharmaceutical industries operate globally and hence this aspect is not clear whereas Porter insists that competitiveness and productivity pertain to national productivity, which should enhance the value of the firm in the nation in which it operates (Davies & Ellis, 2000). Resources can be defined as anything that gives advantage or disadvantage to the firm. (Mills et al, 2003). The support theory of Johnson et al (2005) divides the resources as threshold resources and unique resources, where threshold resource satisfies customer’s minimum requirements and unique resources contribute to competitive advantage and make it difficult for the competitor to copy the value. A successful business needs to secure the resources according to Scott et al (2005) which the journal specifies

Battle Of Chickamauga Research Paper Example | Topics and Well Written Essays - 2250 words

Battle Of Chickamauga - Research Paper Example With the help of operation process the commander implemented mission of command. In this battle both the commanders gave direction, support and guidance to the army working under him. As per ADRP 5-0, during this war MG Rosecrans was unable to describe, understand and direct his army properly. The main roles of a commander are to analyze its operations, utilize its resources and communicate effectively with the army for implementing decision properly. MG Rosecrans used cavalry for delivering messages and establishing courier lines which failed miserably. He focused more on La Fayette Road for reaching Chattanooga. But if he had used Dry Valley and Vittetoe roads then he could have gained various opportunities to win the battle. MG Rosecrans was highly involved in managing different small issues of army. He was not concerned about the end result and was generating feasible options. He did not understand the operational environment of the war. Moreover MG Rosecrans failed to deliver his command properly on 20th September which made his army weak in the war. Calvary was used in the war for delivering message and developing courier line. MG Rosecrans used cavalry for managing the army during the war. The misuse of cavalry made the Army of the Cumberland weak. The commander was unable to important information through cavalry. If the commander used cavalry for gathering intelligence then he could have gained strong position in the war. The commander should have focused on exploring various routes for conducting surveillances by using cavalry1. MG Rosecrans relied mainly on couriers for communicating information. He did not used Signal Corps effectively for communicating with its subordinates. There was a need for improved communication in the war. But lack of planning and inefficient use of assets made the communication process weak.

Importance Of Insurance Sector Economics Essay

Importance Of Insurance Sector Economics Essay The study is about the performance analysis of insurance sector of Pakistan. Financial safety is not stable in todays world. It does not matter how big earnings we have for a month or how huge savings we have there are often situations beyond our expectations or control. We cannot make us safe completely. This is why we need to take all the safety measures to secure our financial state and our lives as well. And to do this the best way is to have insurance. Insurance can be the best safe measure for the financial losses and the loss of life. Even if anybody has huge savings secure in a safe place there can always be some type of catastrophe that can pull out all of the savings. In such kind of situations insurance can only be the security measure that makes anybody safe and secure. When a contract is made with an insurance company that contract is called insurance policy. Insurance is basically a transfer of risk for transferring the risk on the company in return insurer must pay som e agreed amount called the premium. A company may cover all the loss or some part of it depending upon the policy. Insurances policies or contracts purchased when anybody feel that it is not possible to bear the loss completely. For example sudden health condition like any accident, heart attack, or anything else that may cause a serious loss of life or permanent loss or injury. In the same way financial accident may happens like house burn, theft, car accident, or property stolen or any business liability. These things are so expensive that anybody cannot pay all these losses or some of them from own pocket or savings. In these kinds of situations insurance helps a lot a person pays a small amount of money for the promise that a loss will recovered if any accident happens. Insurance is nothing but an agreement between an insurance company and a person to pay an amount for compensation in shape of occurring a loss of insured property or life. The amount can vary from a thousand to millions depending upon the insurance policy and premium agreed. Importance of Insurance Sector Insurance sector is very important sector in any economy. Because individuals and companies keep investing in new ideas in new businesses and in new ways of doing businesses. For doing that individuals and companies have to take a lot of risks and to avoid that riskiness or loss of investment or other important resources companies and individuals go for insurances to protect their investments or transfer of risks. In Pakistan insurance industry is 7th largest industry of the whole economy. Pakistan is a large country having a population near about 200 million of which majority are Muslims. As a religious belief many people avoid insurance to improve their living standards. About 65% of the population lives in rural areas and 60% to 70% people live below poverty line and their earnings are less than 2$ a day as a result less income to spend a less educated people as a result insurance industry in our country could not grow well as compare to other countries in the world. Economic Impact Insurance industry in Pakistan known as inadequate and in efficient less innovative products of insurance and monopoly of single state own insurance company name as state life insurance company of Pakistan. In 2001 state life insurance captured 80%of the total insurance market of Pakistan. And in 2005 the share was 74% of the total market. Though the share of state own company has go down in last few years and the share of private companies has increase a lot. But still insurance sector in Pakistan could not grow as compared to the international standards. The major reason of not growing the insurance industry in Pakistan is that the people are more religious and avoid insurances and companies do not offer innovative insurance products. Further insurance is divided in to two parts one is life insurance and the other is general insurance. In general insurance all other insurances include other than life insurance. Now five insurances companies are dealing in life insurance business of which four are private owned companies and one is state owned company. Out of those four private companies two are local life insurance companies and remain two are operating as foreign insurance companies. Performance and Growth Till 2005 the total amount received from policy holders in shape of premium 62% of total premium is of general insurance and remaining is of life insurance. Life insurance requires more capital. (SECP, 2007). About life insurance life insurance is divided into two major parts individual life insurance and group life insurance. Individual life insurances have big part in life insurance business which is 79% of total life insurances. And 20%share of group life insurances both group and individual life insurances have a 99% share of total life insurances. The other reaming 1% of total life insurance is of pension plans, health insurances, and children education plans etc. (SBP Report, 2005) If we see historically major life insurance business is owned by state owned company which is state life insurance company. State life insurance corporation or (SLIC) of Pakistan is the only government owned corporation that was made by merging 41 insurance companies in process of nationalization in early 1970(SBP, 2005). From that time state life insurance corporation became the leader insurance company in the country and having a 76% share of life insurance business. (SBP Report, 2005) Through the share of state life insurance corporation has decreased as compared with past but still state life insurance corporation has the major portion of the life insurances. But compare to international markets Pakistani market do not grow that much compared with other countries. There is urgent need for government to take steps to aware the people of Pakistan that insurance is beneficial for them so that the market may grow quickly and more investment come in Pakistan which is ultimately good for local economy and people of Pakistan. (Annual reports of life insurance companies 2001-2005) The above picture shows the overall performance of the insurance business in Pakistan done in the years of 2001 to 2005. The average growth in profits were almost 14% which a very handsome growth in a developing country. And the average ROA means return on assets is .4% which is a good result. Return on assets shows one rupee of asset generated the percentage of profit. Now about general insurances national insurance is the only state owned company that deals in the general insurance business in the country. Where as many private companies deals in the business of general insurance. There are five major categories of general insurance motor insurance, fire insurance, marine insurance, health insurance, and last one called miscellaneous insurance. Motor insurance having the largest share of 48% of total general insurance business. The reason behind this huge share is increasing number or cars on the road. Marine insurance having a share of 21% of total general insurance business. It is linked with the international exports and imports of services and products. Fire insurance is having a share of 18% of total of general insurance business and it is linked with the growth of industrial and construction business. Health insurance is having a 6% share of total of general insurance business. And miscellaneous insurance having a remaining share of 7% which includes aviation insurance, cash insurance and travel related insurances. (Insurance association of Pakistan, 2006) General insurances business is largely dominant by private companies, Government owned company having a share of 14% of total of general insurance business. Whereas a huge share is owned by the private sector companies which is 82% of the business of general insurances. And remaining 4% share owned by foreign companies. In the past few years Government owned companies have lost their share in the business of general insurances. (Insurance Association of Pakistan, 2006). The general insurance business has shown an outstanding performance in terms of profits. The average increase in profits over the five years was 52% per annum. And if talked about the return on assets it also showed a great result. The overall return on assets for over a five year period was 8%, which is a remarkable outcome. (Annual Reports of General Insurance Companies, 2001-2005) Now about the overall performance of insurance companies, before this section the individual performance of life and general insurances business was shown. In this section comparison of both life and general insurance would be shown which would show the overall picture of insurance industry of Pakistan. The map below shows the growth of premium, net profit growth and assets growth for life and general insurance business as well. The map below gives a comparison between general and life insurance premium for the five year period. The overall average growth in life insurance business has been 28% per annum. The average rate of growing of the general insurance business has been 22% per annum. Which means life insurance business is growing greater than general insurance business. (Annual Reports of Insurance Companies, 2001-2005) The below map will show the growth in profits of life and general insurance business over five year period. The average growing rate for the life insurance business has been 14% every year. And the average growing rate for the general insurance has been 52% a year. It clearly shows that the profits of general insurance business have grown much faster than the life insurance business. (Annual Reports of Insurance Companies, 2001-2005) History of the Selected Companies Jubilee Life Insurance Jubilee life insurance claims to bring global skills to Pakistan. For more than 15 years Jubilee life insurance doing business in Pakistan and claims to provide a better life, and the life of security and safety. Jubilee life insurance established in Pakistan in June 1995 as a public company, under the companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s ordinance 1984. Jubilee life insurance starts its operations on June 1996. Jubilee life insurance companies shares are listed on stock exchange with paid up capital of 627 million rs. Jubilee life insurance proud to be having leading industries board of directors, and having the ability and experience to give Jubilee life insurance a better future for the people of Pakistan. Jubilee life insurance is under the Aga khan fund for economic development Switzerland. It is the monetary growth wing of Aga khan development network. It is a group of private agencies development looking for improvement of living conditions in selected areas of under developed countries. The association of Jubilee life insurance with Aga khan development network permits to attracts its worldwide knowledge and funds to give our customers in Pakistan with the finest insurance option already there in the country. Jubilee life insurance customers can be feeling safe in information that our process are secured by a globally accepted organization with worldwide excess. With popular assignments around Africa and Asia, Aga khan fund for economic development is one of the world leading private growing organizations active in the whole industry. EFU

Proposal To Reduce Unemployment Essay examples -- Economics, Unemployme

In the past fifty years the economy of the United States has changed dramatically, whether it be the social or economic status. What can be said is that with the current recession that has taken place the lives of millions of Americans are being affected everyday. More jobs are being cut, and newer job opportunities are being taken away because of insufficient funds or lack of education. What I am planning to propose is a budget that will drastically change the way the economy has been looked upon in the last century. More so I plan to introduce a way to fit a newer form of a capitalist economy into the government system, mainly to increase the percentage of American work force between seventy-five percent to eighty-five percent to preserve better living conditions. First thing that has to be looked upon when we think of unemployment are the unemployment benefits. Unemployment benefits can be described as a back door for employees in the situation that they lose their jobs. The unemployment benefits provides temporary financial assistance to eligible workers who are unemployed through no fault of his/her own. Under this, each state administers a separate insurance program to provide financial service to those qualified under state law. In order to meet these requirements an employee must have a base period, or wages earned during a certain time. The base period is usually the first four out of all five calendar quarters prior to the time a file is claimed. Now there are two ways of filing a claim. One is filing a claim in the state that one resides in. the other would be to file a claim in a non-residential state. Shortly after two to three weeks of filing a claim, an unemployed worker should rec... ... for retirement. After a six month period, the workfare laborer is allowed to apply for a minimum wage job in regular workforce and leaves his/her workfare job that is passed on to another person in need. In a recap, the three policies introduced, the Unemployment Reformation Act of 2059, the Infinite Education Opportunities Program Act, and the Unity Tax, will be a vital part in restoring and surpassing expectations for decreasing the percentage of Americans unemployed by ten to fifteen percent within the next six to eight months. I believe that with these policies the chances of a recession will not occur for a long period of time. For that matter, a recession may not occur again depending on how successful the unemployment plans develop. Nevertheless, I predict that by the year 2109 the employment rate for Americans will reach eighty-three to eighty-five percent.

Alan Keith as Effective Leader

Alan Keith is a chief accounting officer and controller for the Turner Distribution Company. He was recruited as a part of the acquisition team, but his inborn professional qualities and skills made him effective leader. When he was asked to take the role of vice president of business operations in Hanna-Barbera studies, he agreed and moved to Los-Angeles to meet his new destiny. His task was challenging as he had to re-invent completely Hanna-Barbera studios. He realized that that was the sphere where leadership worked at it best. And he appeared to be true. Speaking about Keith’s leadership qualities, it is necessary to underline that always knows what is important for him, for his working team, he realizes his strengths and weaknesses, driving forces and pitch falls. Moreover, Alan seems to be aware of when it is necessary to draw a line. He is an effective leader possessing clear values and objectives as well as self-confidence, savvy, persistence and knowledge. It is necessary to admit his personal qualities such as passion, empathy strength of a character, humor, wisdom reliability, sensitivity, creativity at work, common sense, etc. Alan Keith states that one should know himself, because it helps to overcome challenges, ethic dilemmas and problems, to communicate with people having different thoughts and ideas, to make relevant and complex decisions, to define the sources of satisfaction and relaxation if necessary. Alan Keith believes that true leader should to be clear about his own values, priorities, and preferences and not let someone else, or society, define them for him, because by clearly identifying those values, priorities, and preferences he can articulate what he wants. One more quality is willing to commit meaning besides being self-aware and shrewd; Alan needs not to be afraid of responsibilities and duties. For him, being a leader requires sacrificing your free time, to put others before yourself, etc. Alan Keith became successful because he confronted traditional culture with fresh radical ideas. Moreover, focus on creativity contributed significantly his personal and career success. Alan realized that studio was ruled by manufacturing philosophy. Keith said: â€Å"It was about doing it cheaply, getting it out the door and getting it on the air as quickly as possible†. (p.9) Studio’s motivation was driven by volume, not quality and creativity. The factor, as usual, had highly centralized structure meaning that all decisions about creativity were made only by several people. That system damped creativity and Alan Keith managed to change the situation and to make studio one of the leading in the world. He realized that something had to be done quickly; otherwise, all efforts would be in vain. Alan Keith managed to re-shape corporate vision and perception of team work at the studio. He emphasized the role of creativity for team members replacing and replaced manufacturing mentality. Cartoon animation is art and only then manufacturing. Keith stressed: â€Å"It was a huge struggle to get to the place where we could actually admit that all we really care about right now is bringing the right kind of creativity into this organization†. (p.9) As a result, studio produced thirty-nine successful cartoons with different characters. Keith managed to change everything: thinking, organizational structure, vision and ways of operating. Keith staked on deeper connection with people and appeared right. Studio climate changed as well: â€Å"We did everything from completely overhauling and doing a face-lift on the space so that it spoke to the creative spirit to encouraging anybody in the company†. (p11) Alan Keith succeeded because he dedicated himself personally to developing leadership within organization. Alan Keith faced different cultures, thoughts, ways of life, and he did seize the opportunity to lead. Actually, I don’t see any weakness in his leadership style. I understand that there are no perfect people and each person has certain weaknesses. The only thing I can mentions is that he should be less emotional. In certain cases, personal emotions may lead to failure. However, this is not Keith’s case. Speaking about exemplary practices of leadership Keith outlines five of them which seem the most important: model the way, inspire a shared vision, challenge the process, enable other to act and encourage the heart. The first practice is modeling the way. It suggests finding choice by clarifying personal values and objectives; setting the example by aligning actions with shared values. Alan Keith realized if he wanted to gain commitment and achieve the highest standards, he should be the model of behavior for others. He was always clear about his guiding practices. Alan Keith argued that he leader from what he believed. He stressed that leaders should have their choice give voice to their values and believes. The second practice is inspiring a shared vision. Alan Keith proclaimed creativity as shared vision of the studio. Creativity helped him to rejuvenate decaying organizational practice. The next practice is challenging the process. Keith always ventured out. His success is confronting traditional culture with creative ideas. He challenged the process by innovative products and cutting-edge services. Alan Keith is true pioneer as he steeped out in the unknown. The fourth practice is enabling other to act. Keith managed to foster collaboration and increased trust among leadership and simple workers. He engaged everybody in teamwork realizing that people should feel committed and strong. Finally, the fifth practice is encouraging the heart. Keith created community spirit and celebrated values and victories as celebration is considered effective motivational tool. Alan showed appreciation for individual excellence. Summing up, Alan Keith has all the makings of effective and successful leader. He is perfect both as leader and a person.

The Grapes Of Wrath By John Steinbeck - 1190 Words

The Grapes of Wrath April 14th, 1939, John Steinbeck published the novel, The Grapes of Wrath. The novel became an immediate best seller, with selling over 428,900 copies. Steinbeck, who lived through both the Great Depression and the Dust Bowl, sought to bring attention to how families of Oklahoma outdid these disasters. Steinbeck focuses on families of Oklahoma, including the Joads family, who reside on a farm. The Joad family is tested with hardship when life for them on their farm takes a corrupt turn. Steinbeck symbolizes the Great Depression and Dust Bowl, as the monster, by focusing on bringing attention to how the families in Oklahoma bypass the disastorous weather, greedy bankers, and also the unreceptive greeting by the†¦show more content†¦People of Oklahoma are lucky to escape the grasp of Valley Fever, a plague the Dust Bowl is notorious for. As for families and their farms, the livestock would suffocate from the blowing dust. Corn stocks are blown over and have the covering of ti ny golden nuggets, draining any means of life. Oklahoma life was growing to be unfathomable for the Joads. Farmers remain reluctant to make profit on their land, and put all their finances into it. Steinbeck describes the farmers to put â€Å"blood, sweat, and tears into the land.† (31). Farmers were in debt to the corn, in order to be able to live on the farm. In an effort to save the farms, landowners begin planting cotton instead of corn, even though cotton is water hungry, and will drain what water is left in the soil, As Jennier Vanburen stats from her article in Demand Media. Only one of the crops are able to grow amidst the dust, that it cotton. Steinbeck presents that all the farmers have the knowledge that cotton would swallow their farm land dry. With the nature’s unstable wind,dust tearing the fertile land, and unstable funds. The monster is the symbolization to describe the affects of the Great Depression and Dust Bowl on the people of Oklahoma. Another way Steinbeck symbolizes the monster through the Great Depression and Dust bowl are the greedy bankers. With the country in recession, due to the Great Depression, the banks try to sustain profability by making prices